Tax and budget · Budget and housing
Support you may be entitled to in 2026
Updated on
Since 1 November 2026, withholding tax on pay has been calculated differently (Royal Decree of 27 September 2026). The calculations on this page still follow the previous rules: for pay received from 1 November, withholding tax and net pay may differ. Update in progress.
A household of four with less than €45,474 of gross taxable income a year could be entitled to increased reimbursement from the health insurance fund (ziekenfonds / mutualité), known as BIM/VT status: the ceiling is €29,236.66, plus €5,412.51 for each additional household member, since 1 September 2026. Below other ceilings, family allowances increase (social supplement), and pupils and students can receive a study grant.
Enter your household and income: the tool flags the support you are likely to get, with the threshold, the source and the link to apply. It is never a guarantee: the paying body decides.
Check what support you could be entitled to
Enter your Region, your household, your situation and your income (or your gross salaries). Indexo compares your profile with the published thresholds and gives you the link for each application. Nothing is sent: everything is calculated in your browser.
The tool could not be displayed. Reload the page (Cmd + Shift + R on a Mac, Ctrl + F5 on a PC).
Increased reimbursement (BIM/VT status)
With this status, the health insurance fund reimburses more of your health care costs, and other benefits are linked to it. It is granted automatically with certain benefits (social integration income, GRAPA/IGO income guarantee for older people, disability allowances); otherwise, you apply to your health insurance fund, with a means test on household income.
| Household size | Annual ceiling |
|---|---|
| 1 person | €29,236.66 |
| 2 people | €34,649.17 |
| 3 people | €40,061.68 |
| 4 people | €45,474.19 |
| 5 people | €50,886.70 |
| 6 people | €56,299.21 |
Social supplements to family allowances
They come on top of basic family allowances when household income is modest. Each Region has its own ceilings and amounts; the family allowance fund usually grants them automatically, based on tax data from two years earlier.
| Region | First ceiling | Supplement below this ceiling | Second ceiling | Reduced supplement |
|---|---|---|---|---|
| Wallonia | €34,453.81 | €71.15 per child (from 3 children: + €45.28) | €55,599.36 | €32.34 per child |
| Brussels | €41,399.40 | €51.74 (1 child), €90.55 (2), €142.30 (3 or more), per child aged 0 to 11 | €60,095.91 | €32.34 (2 children), €93.14 (3 or more) |
| Flanders | €42,020.32 | €76.09 (1 or 2 children), €111.83 (3 or more) | €49,023.71 (1 or 2 children), €79,041.20 (3 or more) | €38.53 or €88.01 |
| German-speaking Community | To be confirmed | — | To be confirmed | — |
A baby on the way? What a child changes for you also gives the basic and birth allowances in your Region.
Study grants
In the Wallonia-Brussels Federation, the study grant helps the families of secondary school pupils and higher education students; in higher education, it also waives the tuition fee (minerval). For 2026-2027, applications run from 1 July to 31 October 2026, based on 2024 income.
| Dependants | Secondary | Higher education |
|---|---|---|
| 0 | €25,500.36 | €28,181.07 |
| 1 | €34,001.91 | €36,850.51 |
| 2 | €41,969.07 | €44,981.11 |
| 3 | €49,406.38 | €52,564.10 |
| 4 | €56,313.65 | €59,608.27 |
| 5 | €63,220.92 | €66,652.44 |
In Flanders, the schooltoeslag (secondary school grant) is paid with the Flemish Growth Package (Groeipakket), and the studietoelage (higher education grant) is applied for online; in the German-speaking Community, there is the Studienbeihilfe. Their ceilings could not be checked: the tool lists these grants without an opinion.
The social tariff for electricity and gas
It does not depend on income, but on a benefit: social integration income or equivalent support from the Public Centre for Social Welfare (CPAS/OCMW), GRAPA/IGO, disability allowances. Tenants of social housing with collective heating benefit from it for gas. It is applied automatically in most cases; FPS Economy (0800 120 33) can tell you whether it applies.
Often-forgotten tax reductions
Childcare expenses, service vouchers in Wallonia, pension savings, donations: they do not depend on an income ceiling, but you still have to declare them. Take stock with the year-end tax checklist, and estimate your result with tax refund or tax to pay.
Indicative information: each body applies its own rules (income year, household composition). A CPAS/OCMW, your health insurance fund, a trade union or a social service can help you apply.
Frequently asked questions
What is the income ceiling for BIM/VT status in 2026?
€29,236.66 of gross taxable income a year, plus €5,412.51 for each additional household member (amounts as of 1 September 2026). For a single parent with two children: €40,061.68.
How do you get the social supplement to family allowances?
In general, the family allowance fund grants it automatically, based on the income passed on by FPS Finance. If your income has fallen since then, contact your fund; in Wallonia, BIM/VT status can also give entitlement to the supplement.
Who is entitled to the social energy tariff?
People who receive social integration income or equivalent support from the CPAS/OCMW, GRAPA/IGO or certain disability allowances, and tenants of social housing with collective heating (for gas). It is usually applied automatically.
What is the deadline to apply for a study grant?
In the Wallonia-Brussels Federation, from 1 July to 31 October 2026 for the 2026-2027 year, on allocations-etudes.cfwb.be.
What next?
- Year-end tax checklistTax reductions not to forget.
- What a child changesFamily allowances and tax.
- Couple’s budgetEach partner’s net pay and shared expenses.
- Wage garnishmentIf you are in debt: the protected part of your income.
Sources
Parameters in force on 1 October 2026. Each parameter links to its source, the official one where it exists; a secondary source is flagged as such.
- Combien dois-je gagner pour recevoir l’intervention majorée (statut BIM) ? (21 September 2026), Droits Quotidiens (secondary source).
- Qui a droit à l’intervention majorée (statut BIM) ?, Droits Quotidiens (secondary source).
- Intervention majorée : plafonds des revenus, NIHDI.
- Wallonie : suppléments sociaux, Parentia (approved family allowance fund).
- Wallonie : familles monoparentales, Parentia (approved family allowance fund).
- Bruxelles : suppléments sociaux, Parentia (approved family allowance fund).
- Bedragen en betaaldata, Vlaanderen.be (Groeipakket).
- Allocation de naissance et allocations familiales, édition 2026, FAMIWAL.
- Allocation d’études : enseignement secondaire (2026-2027), Wallonia-Brussels Federation, Direction des allocations d’études.
- Allocation d’études : enseignement supérieur (2026-2027), Wallonia-Brussels Federation, Direction des allocations d’études.
- Ai-je droit à une bourse d’études dans l’enseignement francophone ?, Parentia (approved family allowance fund).
- Aide aux frais d’énergie : le tarif social, Social security portal (socialsecurity.be).