Frequently asked questions

About €2,261 net a month for a single white-collar worker with no children, full-time. Net pay is higher with dependent children or if your partner has no income: at €3,500 gross, withholding tax then falls from €617.41 to €242.08 a month.

Because the work bonus, which reduces your contributions, falls as your salary rises, and the fiscal bonus with it. From €2,500 to €3,000 gross, a single white-collar worker’s net pay rises by only about €86. Above €3,403.62 gross, the bonus disappears.

A blue-collar worker’s contributions are calculated on 108% of gross pay, and their holiday pay is paid by a holiday fund: 15.38% of their annual gross pay raised to 108%. A white-collar worker receives holiday pay from the employer, including double holiday pay of 92% of a month’s gross pay.

No. It is an advance, settled the following year when the tax is calculated. For 2026 income, the tax reform raises the tax-free amount in the final tax to €11,550, while the withholding tax deducted in 2026 is still based on €11,170.

20.5% of net taxable income up to €75,024.54, then 14.16% up to €110,562.42. As a main occupation, the minimum contribution is €890.42 per quarter, excluding the fund’s management fees. As a side activity, nothing is due below €1,922.16 of annual income.

The flexi-wage is not subject to any personal contribution. It is tax-free up to €18,440 a year in 2026 for non-pensioners, with no ceiling for pensioners. Above the ceiling, only the part above it is taxed.

Not always. Holiday pay, the year-end bonus, overtime or an indexation change that month’s net pay. To understand a difference from one month to the next, compare your two payslips line by line with Check my payslip.

They do not all follow the same path: some forget the work bonus or the special social security contribution, others round off or use old parameters. Indexo applies every step of a payslip with the parameters in force on 1 October 2026, and publishes its sources and checks.

No. All calculations are done in your browser; nothing is sent or saved, and the site uses no cookies. See the Privacy page.

It is added to federal tax, as a percentage of it, and varies from one municipality to another. The withholding tax deducted each month does not take it into account precisely: the difference shows up when the tax is settled. Indexo assumes 7% if you do not enter your rate.