Section
Self-employed
Updated on
Your net income as a self-employed person, your social contributions, the rate to charge, what to set aside and moving to a company. 6 tools and pages, all free, with no sign-up or cookies.
Calculate and plan
- Social contributionsRates, minimum and maximum 2026, by status, and how your quarterly contributions are calculated.
- What rate should I charge?The hourly and day rate that gives the net income you are aiming for, VAT and billable days included.
- How much to set aside?Of every euro you receive, the share to set aside for VAT, contributions and tax, with your advance tax payments.
Grow your business
- Employee, self-employed or SRL?The same budget as an employee, through Smart, as a self-employed person or through a company: the net income of each status.
- Supplementary pension (PLCI) In seasonWhat a PLCI premium really costs, your ceiling and the 31 December deadline.
- Hire my first employeeWhite-collar employee, student or flexi-job for the same need: cost, first hires reduction and support schemes.
Guided paths
- I’m starting out as self-employedStatus, rates, contributions, provisions and moving to a company.
- I’m preparing for retirementYour net pension, working while retired, combining income and pension savings.
What next?
- All tools (121)The full catalogue, filterable by profile.
- Guided pathsThe right tools in the right order, for life’s big moments.